Income tax filing time is only a couple of months away, but some filers are already dreading it, according to a survey from IPX1031, a division of Fidelity.

In the fifth annual survey, they report that 1 in 4 Americans don’t feel ready to file their annual taxes, while 29% admit to procrastinating on filing. Their reasons for putting off calculating their taxes include:

• Too complicated/stressful
• Too time consuming
• Making sure the paperwork is correct
• Worried they’ll owe money to the state or federal government
• Know they won’t get a refund

The states most likely to wait (and wait) to file include:

• Wyoming
• Virginia
• Alaska
• North Dakota
• Delaware
• South Dakota
• Rhode Island
• Montana
• Hawaii
• Maine

The states least likely to procrastinate include:

• Pennsylvania
• New Jersey
• Ohio
• Wisconsin
• California
• Michigan
• Florida
• Indiana
• Tennessee
• South Carolina

Tax filers in Iowa rank #31, while those in Illinois rank #35. Nationwide, 36% file jointly, 62% file single and 2% consider themselves dependents. About one in three business owners struggle with filing and 37% of investment property owners run into difficulties. To avoid problems, 63% of taxpayers use a service or accountant, while 37% take on the project themselves.

Surprisingly, 28% of Americans don’t know when the deadline is for filing this year. While there are occasional deadline changes because the traditional April 15 date falls on a weekend, this year’s deadline is Monday, April 15, unless taxpayers file for an extension. According to the survey, 11% of respondents will file in January, 40% in February, 30% in March and 19% wait until April.

Americans are optimistic about the size of their returns. The average expected refund this year is $2,552, compared with last year’s average refund of $2,903. When compared to last year’s return, 30% expect to receive less money, 21% expect to receive more and 49% expect about the same.

How do people plan to spend their refunds? The top five ways include:

• Saving it
• Paying off debt
• Investing it
• Buying groceries
• Paying rent/mortgage

For more details from the survey, including procrastination figures from other years, click here.